Current Best Residential Mortgage Rates

Currently, mortgage rates are increasing, with two-year rates at 6.30% and five-year rates expected to exceed 6%. Therefore, it’s essential to conduct personal research for the best deal. While low rates are highlighted, it’s important to consider factors like product fees and incentives. Mortgage brokers can provide advice on the best deal. Here are some of the lowest rates available:

Remortgage Rates:

Homemover Rates:

First-Time Buyer Rates:


In conclusion, when it comes to securing a residential mortgage in the UK, it’s crucial to stay informed about the current market rates. By exploring the top mortgage options available, potential homeowners can make informed decisions and find the best rates for their specific needs. Remember to consider factors such as interest rates, repayment terms, and any additional fees or charges associated with each mortgage offer.

By conducting thorough research and consulting with financial experts, individuals can navigate the mortgage landscape with confidence and ultimately secure a mortgage that aligns with their financial goals. Don’t hesitate to explore different lenders and compare offers to ensure you find the most favourable residential mortgage rate available to you. With careful planning and due diligence, you can take a significant step towards making your dream of owning a home in the UK a reality.

If you have any questions, don’t hesitate to get in touch with our experts at Empire Property Estate Agents Wishaw.